In re Spraggins, 386 B.R. 221 (April 2008) -- Judge Kelley
Below-median Chapter 13 debtor's projected disposable income is determined by Form B22C not Schedule I, and tax refunds need not be dedicated if debtor deducts actual taxes incurred from income.
In re Crego, 387 B.R. 225 (April 2008) -- Judge Kelley
Married debtors who filed joint petition but were living separately and in the process of divorce could claim expenses of second household as "special circumstances" but the expenses of that household were limited to the appropriate National and Local Standards.
In re Boehlke, 2008 Bankr. LEXIS 235 (January 2008) -- Judge Kelley
Debtors' vehicle lease payments are not payments on secured claim and cannot be deducted as secured claim payments on Line 42 or 23(b) of Form B22A. Debtor can deduct ownership/lease expenses on Line 23(a).
In re Wetzel, 381 B.R. 247 (January 2008) -- Judge Kelley
Debtors' post-confirmation inheritance and business income is property of the Chapter 13 estate, and proper subject of Trustee's modification of plan to increase payments.
Swanson v. Green (In re Green), 2007 WL 4570590 (December 2007) -- Judge Kelley
Debtors' discharge was denied based on § 727(a)(2) and (a)(4), when debtors failed to list personal property (Beanie Babies and Disney memorabilia) collected over many years and which debtors believed did not have value to anyone else. Court held that debtors should have listed property in general terms and given its value as unknown.
In re Luckett, 2007 Bankr. LEXIS 3638 (October 2007) -- Judge Kelley
Court interprets equal monthly payments provision of § 1325(a)(5)(B)(iii) to allow lump sum payment only if made on the effective date of the plan.
In re McPike, 2007 WL 2317420 (August 2007) -- Judge Kelley
Trustee's Objection to Plan Modification based on disposable income was overruled. Debtor's modification was approved as having been filed in good faith.
In re FV Steel & Wire Co., 372 B.R. 446 (July 2007) -- Judge Kelley
Analyzing CERCLA's provisions for the cost of recovery and removal of environmental hazards at a contaminated site, there was no clear proof that the EPA viewed the site as an imminent threat, and the Court valued a claim filed by a co-debtor on behalf of the EPA in the amount of $75,000.
In re Brandenburg, No. 07-20244-svk (May 2007) -- Judge Kelley
Debtor's mortgage payments on a Minnesota condominium that had been sold at a foreclosure sale two days before the petition could not be deducted on Line 42 of Form B22A as "scheduled as contractually due," due to the provisions of Minnesota foreclosure law. The same result may not occur under Wisconsin Law.
In re Stimac, 366 B.R. 889 (March 2007) -- Judge Kelley
For purposes of Form B22C, above-median debtors may deduct expenses for both their "basic home telephone service" (Line 25A) as well as cell phones and other telecommunications expenses (Line 37), as long as these other expenses are necessary for the health and welfare of the debtor or for the production of income. With respect to the Line 30 deduction for taxes, an above-median debtor may simply deduct the amount withheld from the debtor's paycheck as long as the debtor dedicates 50% of any tax refunds to the plan. If the debtor chooses not to dedicate 50% of the tax refunds, the correct Line 30 tax deduction will be presumed to be the amount actually paid in taxes as evidenced by the most recent tax return filed. The debtor may rebut this presumption by showing that the taxes paid in the most recent year would constitute an inaccurate deduction due to a change in circumstances; the trustee will then have the opportunity to challenge the accuracy or reasonableness of the debtor's calculations.