It is very important that a bankruptcy case be filed and handled correctly. The rules are very technical, and a misstep may affect a debtor's rights. For example, a debtor whose case is dismissed for failure to file a required document, such as a credit counseling certificate, may lose the right to file another case or lose protections in a later case, including the benefit of the automatic stay. Bankruptcy has long-term financial and legal consequences - hiring a competent attorney is strongly recommended. Should you choose to proceed without an attorney, it is recommended that you:
- Read about Bankruptcy Basics
- Watch the Bankruptcy Basic Video
- Check to see if you are eligible to file
- Fill out the necessary Forms and Schedules
- See our Frequently Asked Questions (FAQ)